ACS offers free financial counseling

Is it important to you to feel in control of your money rather than your money controlling you? Are you someone who has mastered the basics of personal finance but want to get to the next level to reach some of your financial goals? If you answered yes to either question then the Personal Financial Counseling Program is here for you.

The Military Family Life Counseling-Personal Financial Counseling Program provides an opportunity for active duty and reserve military members to receive personalized guidance from an accredited personal financial provider on topics such as creating spending and debt repayment plans, credit score and report reviews and remediation advice, pre planning for first time home buying, student loan repayment plans, Thrift Savings Plan/Blended Retirement System education and basic retirement planning calculations. Spouses of active duty and reserve members are welcome to attend with the member or alone if the member is not available. Retired military members and their spouses are also eligible for PFC services for the first 180 days of their retirement.

For an appointment contact Dawn Torres-Gale, Accredited Financial Counselor (AFC®) at Army Community Service, Bldg. 7790 on Hainerberg, call (0151) 452-14930 or email This service is available through Dec. 14.